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SME's and Cyber-Attacks - What you need to know

Techopedia sums up a Cyber-Attack as deliberate exploitation of computer systems, technology or dependent enterprises and networks.

Now if like us this makes about as much sense as a chocolate teapot then read our infographic below to understand more about how Cyber-Attacks can affect your business.

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Average is Not Enough

Graphic artist Harvey Pekar, famous for the highly observational slice-of-life series of comic strips, American Splendour, once observed two removals men chatting about one of their girlfriends. The first remarked that she was of an average intelligence with the second replying with “Average? Average is dumb!”

The phrase “average is dumb” doesn’t really make sense, that said it is probably a very accurate assessment of the current climate when it comes to business and the competition that faces entrepreneurs on a regular basis. Average just isn’t good enough any more. Everyone has always said that you’ve got to have something special about your business to survive, but now more than ever, mediocrity will rapidly falter.

The FSB Insurance Service can protect small businesses from a lot of unforeseen incidents and can advise on a lot of issues that you might face, but we can’t protect against the inevitable creep of competition that consistently rises the bar across all markets. It is unfortunately up to you to protect yourself against the competitive nature of the business world...

 

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Chasing Debts as a Small Business

Every business, large and small, will at regular intervals have to become a debt collector and run around after unpaid bills and invoices. Sometimes it will be because of a payment slipping through the cracks, sometimes it will be basic negligence and on rare occasions it will be purposeful with people deliberately trying to avoid paying you. 

So what advice is there for someone chasing up these debts? Below are a few suggestions.

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Business Activism

Businesses have the option of getting involved in political issues surrounding hot topics that affect the corporate world. The government frequently makes decisions that affects entire industries in some way or another, often to hamper sections of those markets.

These decisions can include things like the state of business rates, governmental policies that directly affect a business’ operations, or simply laws that come into affect that originate either UK or EU origins.

You would be forgiven for thinking political activism is reserved for larger businesses but this is not necessarily true. As a small business, you have a very powerful voice that will, or at least should be, noticed by a ruling government.

Here are some options open to you to get you started if you’re interested in making your voice heard a little more.

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Professional Indemnity Insurance: An Infographic Guide

If you're a business owner who provides advice or a professional service you'll more than likely need to hold Professional Indemnity Insurance.

This cover is designed to protect an individual or business against claims made by clients for loss or damage due to negligent advice or services. 

Below is an infographic that explains why it is important to get the right cover in place.

 

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